Why They Can’t “Just Change” The Bitcoin Code

"There will only ever be 21 million Bitcoins." "How can you be sure?" "Because it's written into the code." "What if they change it?" "They can't." "Why not?"

Read More

Why New Zealanders Don’t Understand Bitcoin (But They Will)

Did you know in Argentina, many restaurants don’t even print out their menus? The reason is, the prices of the items change every month. Sometimes every week. That’s

Read More

How To Value A Stock

When you're looking at a stock, it's important you know what price you should pay. Every day the NZX goes live and you can buy some of New

Read More

Book Summary: Richer, Wiser, Happier by William Green

What's The Book About? Like the title suggests, the book uses different anecdotes and examples to describe how people think about money. For example, why people end up

Read More

Book Summary: One Up On Wall Street By Peter Lynch

What's The Book About? The book is by Peter Lynch who is one of the most successful investors of all time, beating the market for twenty consecutive years,

Read More

Why Low ETF & Kiwisaver Fees Are So Important (And High Fees Could Cost You Over A Million Dollars)

Say I give you a dollar for your birthday. Then I tell you each year I'm going to double it.  Next year I'll give you two dollars, the

Read More

Kernel Kiwisaver Review – The Lowest Fees In Town?

in a nutshell Annual Fee: 0.25% to 0.45% Performance Fee: 0% Funds Available: 17 Government Default Fund? No Kernel is the cheapest Kiwisaver scheme we know of that

Read More

Simplicity Kiwisaver Review – How Good Is It?

in a nutshell Annual Fee: 0.3% Performance Fee: 0% Funds Available: 4 Government Default Fund? Yes Simplicity is one of the government's default Kiwisaver funds. It charges an

Read More

Book Summary: The Psychology Of Money By Morgan Housel

What's The Book About? Like the title suggests, the book uses different anecdotes and examples to describe how people think about money. For example, why people end up

Read More

Getting Ready For Altseason – My 5 Picks

My prediction (which would be astonishingly wrong) is we are going to have an altseason in 2024. The best time to prepare for altseason is many months before

Read More

Out of all coal positions

The public portfolio is out of all coal positions. I still have a couple in my personal portfolio but looking to offload those soon. My positions were in

Read More

Should You Really Invest Everything In The S&P 500?

Just buy the S&P 500! You can't lose money! It's the safest investment you can make!! This is popular advice given in countless personal finance books, blogs, podcasts,

Read More

Buying ETFs

As the portfolio gets closer to $100k, I am trying to weight it more heavily towards ETFs to de-risk. Eventually I’d like the portfolio to be around 40%

Read More

Portfolio Update – March 2023

Deployed quite a lot of cash this month. Unfortunately, I’ve been pretty busy and haven’t been side hustling too much, and I think this will be the theme

Read More