Bank Prefixes In New Zealand

Posted in   Banking   on  November 29, 2022 by  Money Bren2

Nothing in this article is financial advice. The writer is not your financial advisor. Investing contains risk and you can lose money. Consult your own professionals before making investment decisions. This article may contain affiliate links. 

In New Zealand, bank numbers follow a 16 digit format.

This consists of:

  • The prefix (two digits)
  • The branch number (four digits)
  • The account number (seven digits)
  • The suffix (two digits)

Whenever you receive somebody's bank account number (for example, from a Trademe seller or to pay a friend), you can tell which bank they are with by the prefix.

Every bank in New Zealand has a unique prefix, which is used as the first two digits of every NZ bank account number.

For example, if the bank number is 12-3073-0100291-01 then you know they are with ASB due to the prefix 12.

Below are the prefixes of all current New Zealand banks:

Bank

Prefix

Branch Range

ANZ

01, 04 ,06, 11

0001-5699

BNZ

02

0001-1299

The Co-Operative Bank

02

1242, 1245-1250

Westpac

03

0001-1999

Heartland Bank

03

Cell

Kookmin Bank

02

Cell

Rabobank New Zealand

03

0001-1999

China Construction Bank New Zealand

05

8884-8889

National Australia Bank

08

0000-9999

Industrial and Commercial Bank of China

10

5165-5169

ASB

12

000-3999

TSB

15

3900-3999

HSBC

30

2900-2956

Citibank

31

2800-2849

Kiwibank

38

9000-9499

Bank of China

88

8800-8805

National Bank of NZ

06

0001-1499

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